Truck Finance

Here at Car-Finance.com.au we can tailor a truck finance solution to suit your needs. We can finance anything from a forklift or light commercial vehicle to Prime Movers, Cranes and Tankers. One of our specialised commercial lending consultants will work with you to put together a competitive finance solution. Our experienced consultants understand business and the necessity to maintain a healthy cash flow. We have various financing options that can be structured around your business, maximising cash flow and ultimately help you grow your business.

In order to obtain finance approval, the financiers will assess your financial position as a whole. The following points will increase your likelihood of approval:

  • Property ownership – Financiers will always look favourably upon asset backed applicants.
  • Deposit – The perceived risk to the financier can be reduced by contributing a cash deposit towards the purchase price of your truck. This can strengthen an application whereby the applicant is not asset backed.
  • Company financials or individual tax return – Proof of income isn’t always necessary for business loans. If you are asset backed and the ABN has been established for more than 2 years then we can apply for a low doc loan. If you don’t fall into this category we may need proof of income in the form of company financials or an individual tax return
  • Good credit history – A good credit rating will bolster any finance application. If you can also provide statements from previous financial arrangements, even more so of a similar nature, we will be well on our well to obtaining finance approval.

Please feel free to give us a call or fill out your details and one of our specialised consultants will be in touch to discuss your options.